How Much House Can You Afford In North Atlanta

How Much House You Can Afford In North Atlanta

How Much House Can You Afford In North Atlanta by
The Mary Ellen Vanaken Team of Keller Williams Realty
678.929.6529 http://www.mevhomes.com

Your  mortgage lender will determine how much you can borrow but you must decide what you can afford.

Lenders are very careful, but they make qualification decisions based on only averages and formulas. They will not understand your lifestyle and spending patterns as well as you do. So, be sure to leave a room for the unexpected such as the new opportunities your home will give you to spend money, from furnishings, to landscaping, to repairs.

Historically, banks use a ratio called 28/36 to decide how much borrowers could borrow. An approved housing payment couldn't be more than 28 percent of the buyer's gross monthly income, and his or her total debt load, including car payments, student loans, and credit card payments, couldn't be more than 36 percent.  As home prices have risen, some lenders have responded by stretching these ratios to as high as 50 percent. No matter how expensive your market though, we urge you to think carefully before stretching your budget quite so much.

Deciding how much house you can afford in North Atlanta should involve some careful attention to how your financial profile will change in the upcoming years. In the long run, your own peace of mind and security will matter most.

Do you know how much your home or your neighbors home is worth? Find out how your homes value has increased in just 30 SECONDS! Simply click on this link: HOMEVALUESNORTHATLANTA.COM

You will receive a custom report with information such as the picure below below as well as details on listings in your neighborhood, community descriptions and school information.

The Mary Ellen Vanaken Team of Keller Williams Realty specializes in Luxury Real Estate in the North Fulton and Forsyth County areas of Georgia. If you're looking to buy or sell in the communities of North Atlanta - Alpahretta, Cumming, Roswell, Johns Creek and Milton contact us today at:
678.929.6529
http://www.mevhomes.com. 
5780 Windward Parkway, Suite 100
Alpharetta, GA 30041

How Much House Can You Afford In North Atlanta

Making More Money On The Sale Of Your Home In North Atlanta

Making More Money On The Sale Of Your Home In North Atlanta

The Mary Ellen Vanaken Team of Keller Williams Realty http://www.mevhomes.com

Making more money on the sale of your home in North Atlanta depends on how well your home shows. Spend some time staging your home will actually reduce the amount of time on the market. Only 1 in 3 home sellers actually stage their home, which if you are that one person you will sell your home faster.


Home staging doesn't have to cost that much and some suggestions are listed below. But, keep in mind that home staging

• offers an atmosphere prospective buyers can connect with.
• cost is usually much lower than lowering the price of your home.
• cost typically pays for itself as it reduces the time on market and sometimes provides a higher selling price.
• provides excellent photographs -  much better than the un-staged homes - creates buyer interest on-line.

To make more money on the sale of your home in North Atlanta and surrounding areas you will need to follow these 5 simple yet cost effective suggestions:

Remove All Clutter
Pack up everything you don’t need during the next several months. Remember that potential buyers will be opening closets and drawers. If it looks like there’s not room for your things, buyers will assume there isn't room for their things as well. Reduce the amount of furniture in each room. Your home will look bigger if there's a lot of floor and wall space. Go through the house room by room and assess what needs to go. Pack up all personal photos. You want the buyer to see themselves in the home and not you and your family. Ask family or friends to store your items or purchase a short term storage unit.

Let The Sun In
Take down any heavy drapes or valances that were popular years ago. Open up the blinds and consider actually raising them to the top of the window so the sun will shine in. Be sure to take some time and clean the windows inside and out while also cleaning the window sills.

Clean Like There's No Tomorrow
A really clean house gives buyers the impression that it has been well-maintained. But you need to keep it clean daily! Yes, that can be exhausting but get a routine down (ie. pick up clutter before going to bed, wipe down counters after using, vacuum before leaving the house) Consider hiring a weekly cleaning service. It’s a short term investment, but if it shortens your selling time and is money well spent.

Curb Appeal
First impressions matter if you want the buyer to get out of the car! Mow the lawn and edge. Trim bushes and weed all the planting beds. Add some bright color of flowers in a pot near the front door and in the planting beds. Put down fresh pine straw or mulch and power wash the driveway and decks.

Photograph
Once you've completed the 4 chores above, take new photos of your home. It’s important that the photos used in on-line listings and printed fliers reflect the improvements you’ve made to your home. On-line buyers are known to choose to view those homes that are clean, bright and show like a model home.

 For more ways of making more money on the sale of your home in North Atlanta contact The Mary Ellen Vanaken Team of Keller Williams Realty http://www.mevhomes.com 678-665-2887. The Vanaken team are experts in the North Atlanta communities of Alpharetta, Cumming, Roswell, Milton and Duluth Georgia.

Making More Money On The Sale Of Your Home In North Atlanta