Saturday, June 29, 2013

Windward Homes For Sale In Alpharetta Georgia

Windward Homes For Sale In Alpharetta Georgia

The Mary Ellen Vanaken Team of Keller Williams Realty - http://www.mevhomes.com

Windward Homes For Sale In Alpharetta Georgia are gorgeous. Imagine living in a private lake community with fantastic tennis that produces club level fun and competition. Windward has one of the top golf courses in Georgia along with swimming and diving pools. The community also offers a sports park for basketball, volleyball, softball and more.

Close by, to the neighborhoods of Windward, is great shopping (North Point Mall), restaurants, entertainment (Verizon Amphitheater) and more! Windward is designed to live, work and play. There are a variety of neighborhoods in Windward with several different price points ranging from $200,000-$4,000,000.

Windward Homes For Sale In Alpharetta Georgia are set in a 3,400 acre community among rolling, wooded hills in North Fulton County. Conveniently located near Georgia 400 in Alpharetta, Windward is just 15 miles north of I-285 and 26 miles from downtown Atlanta.   The area is home to some of the best public and private schools in Atlanta. Also, Alpharetta is consistantly top-rated for its parks and recreation department, and for fire/police effectiveness.

Available now is one fantastic home that won't long! Pictured on the left is the home which is located in The Golf Club of Georgia in the gated section of North Shore.  This gorgeous European hard coat stucco home is listed at $1,395,00. A gem of a home. You will find it is complete with pool and view of lake and golf course! There are three finished levels with two master suites, media room, sauna and hot tub.  The home presents 6 bedrooms and 6+ baths. 



For more pictures and information on this fabulous home click here.

Looking for other Windward Homes For Sale In Alpharetta Georgia? Contact The Mary Ellen Vanaken Team of Keller Williams Realty today - http://www.mevhomes.com. Having lived in the area for 15+ years, the Vanaken Team are experts in the area and can provide you with great information on schools, shopping and more. Contact us today!


Windward Homes For Sale

$200,000-$300,000
$300,000-$400,000
$400,000-$500,000
$500,000-$600,000
$600,000-$700,000
$700,000-$800,000
$800,000-$900,000
$900,000-$1,000,000
Windward Luxury Homes



Windward Homes For Sale In Alpharetta Georgia


Monday, June 24, 2013

Homes For Sale With In-Law Suites, North Atlanta

Homes For Sale With In-Law Suites, North Atlanta

The Mary Ellen Vanaken Team of Keller Williams Realty - http://www.mevhomes.com

Homes for sale with in-law suites in North Atlanta are in high demand. This is due in part to the number of multi-generational families increasing. Today, many elderly parents find the need to move in with their kids to save money or to help out with the grandchildren. But it's not just the elderly parents who are looking to move in, sometimes its the college graduate who needs some time back home. An in-law suite is a great option for both and should provide privacy and independence for the whole family. Having an in-law suite can be one way to accommodate the ever growing family. But creating one or finding one already complete takes time and some planning.

An in-law suite is a private living area within a house. It will have a private full bathroom and a door that separates it from the rest of the home. If possible, it should also have a separate entrance and kitchen, especially if the living situation will be long-term.

Before you add an in-law suite or consider buying a home with one, be sure to first check local planning and subdivision regulations. Requirements for multi-generational family living spaces can vary from area to area and neighborhood to neighborhood. Consider also accessibility. Many in-law suites are created on the first floor of a home making it easier for aging relatives. If this can't been done, consider an elevator.

Privacy should also be a priority for all! Assess your home to determine the best possible space for the in-law suite. The garage or a porch area that can be enclosed and transformed into living space are two possibilities. Basements can also be used with if they have adequate outside access.

Another option is to build an addition to accommodate a new master suite. Usually the homeowners move into the new addition and remodel or upgrade their original suite for their parents or grandparents. Another possibility is to convert a third bay of a garage into a separate apartment-type living space with its own access.

As you look for a home with an in-law suite or you are considering creating one, remember that the occupants of the suite may change, so keep the basic design attractive for any future occupants.
  • Are the areas of the suite spacious? Do they have no-slip flooring? Do they accommodate for  height and the ability to reach? Are there wider doorways, grab bars, and handrails. Does the suite have some relationship to public areas of the home?
  • Does the space have separate light, heat, and air-conditioning controls as well as smoke, fire, and carbon monoxide detectors?
  • Does the suite have easy door and drawer hardware and install overhead and hand-held shower heads.
  • Does the area have electrical outlets on both sides of the bed as well as a separate phone line, internet connection, and cable jacks? 
Are you looking for a home for sale with in-law suites in North Atlanta? Contact The Mary Ellen Vanaken Team of Keller Williams Realty today - http://www.mevhomes.com - and we will assist you in finding the perfect home for you and your multi-generational family! 






Homes For Sale With In-Law Suites, North Atlanta

 

 

Friday, June 21, 2013

Top Things To Consider When House Hunting

Top Things To Consider When House Hunting

The Mary Ellen Vanaken Team of Keller Williams Realty - http://www.mevhomes.com

Buying a house? There are top things to consider when house hunting. Be aware there are also many parts of this process that are important and necessary but not exactly “fun.”  House hunting can be fun if you are prepared and have made several decisions ahead of time. Look at many houses and ask questions about each one, the neighborhoods, and the surrounding communities.  The more homes you see, the easier it will be to narrow down your choices.


Here are several top things to consider when house hunting:

1. Budget
Set your budget at the earliest possible time. Your budget should have a range, which includes your ideal price, as well as your ceiling price in the event that you find a house that is priced a little higher than you would like. Having a budget will help you to manage your expectations. Don’t waste your time and the realtor’s time by looking at houses that you cannot afford to buy.
2. Location
Location is everything! You want to be able to buy a home in a good location. That means a location that it will fit you and your families current lifestyle. Ideally you would want to be in a great neighborhood where all the conveniences are present. The commute to and from work should also be manageable. If you have a young family, it should be in a good school district.
3. Design
You should buy a home that you like and that appeals to you. Don’t just buy it because it’s the cheapest place that you can find. The design should appeal to you and your family. Unless you will be furnishing from the ground up, you should also match your home with the current style that you would have. The furniture and decors should complement the architecture.
4. Utilities and Maintenance
Go beyond how the house looks and take a closer look at the total cost of owning that particular home. Does it need to be remodeled? Is the home large? The price of utilities can quickly eat up your monthly budget. Older homes may not be as energy efficient as newer ones, and they will often cost more to heat or cool.
5. Resale Value
Think of your house as an investment. You want to be able to sell it for more than you paid for it. You have to future proof it so that it doesn’t lose its value. Buy a house that has a great resale value so that your investment is protected.
6. Wants vs. Needs
Create a list of your "wants vs needs." Then review your list and determine which you can compromise on and which you will not. Refer to this list often as you tour each potential home.

Once you have reviewed the top things to consider when house hunting, you're ready to begin searching for that perfect home. Contact us today - The Mary Ellen Vanaken Team of Keller Williams Realty - http://www.mevhomes.com - Our team are experts in the North Atlanta communities of Alpharetta, Cumming, Roswell, Milton and Duluth. We have lived and worked in these areas for 15+ years. Contact us today!

 

Top Things To Consider When House Hunting



Tuesday, June 18, 2013

The Downtown Alpharetta Craft Beer Festival

The Downtown Alpharetta Craft Beer Festival

The Mary Ellen Vanaken Team of Keller Williams Realty - http://www.mevhomes.com

The Downtown Alpharetta Craft Beer Festival and 5 K race - "World's Hoppiest Road Race" - is this Saturday - June 22nd. As the days temperatures cool down the party begins and the race heats up!  The event is a great way to experience downtown Alpharetta and its surroundings.

Historic downtown Alpharetta has maintained its small town appeal. But at the same time provides so much for the family to embrace and experience. Here you will find performances at Verizon Wireless Amphitheatre at Encore Park, summer home of the Atlanta Symphony Orchestra. Discover world-class shopping, including the Southeast’s only American Girl Boutique and Bistro, luxurious spas, an amazing array of restaurants, and Publix Apron’s Cooking School, the only one in Georgia.

Looking for a home in Alpharetta? Look no further. The Mary Ellen Vanaken Team of Keller Williams Realty can assist you today. Contact us and allow us to help you find your next home!

Homes for Sale in Alpharetta Georgia under $100,000

Homes for Sale in Alpharetta Georgia $100,000-$200,000

Homes for Sale in Alpharetta Georgia $200,000-$300,000

Homes for Sale in Alpharetta Georgia $300,000-$400,000

Homes for Sale in Alpharetta Georgia $400,000-$500,000

Homes for Sale in Alpharetta Georgia $500,000-$600,000

Homes for Sale in Alpharetta Georgia $600,000-$700,000

Homes for Sale in Alpharetta Georgia $700,000-$800,000

Homes for Sale in Alpharetta Georgia $800,000-$900,000

Homes for Sale in Alpharetta Georgia $900,000-$1,000,000

LUXURY HOMES IN ALPHARETTA GEORGIA 

The Downtown Alpharetta Craft Beer Festival




Friday, June 14, 2013

River Run Home For Sale Suwanee Georgia

River Run Home For Sale Suwanee Georgia

The Mary Ellen Vanaken Team of Keller Williams Realty - http://www.mevhomes.com

Welcome home to the River Run home for sale in Suwanee Georgia!



A River Run home for sale Suwanee Georgia is now available at 3969 Riverstone Drive.  This 4 bedroom,  3 1/2 bath home is a Short Sale Home priced at $169,000 and won't last long!  Here you will find hardwoods throughout most of the home. Step outside to a wooded and private backyard that is perfect for entertaining. If you love to cook then you will love the open kitchen. An added bonus is the finished basement!  This home is located in a great subdivsion called River Run.

River Run is a restricted swim/tennis neighborhood located in West Gwinnett County Georgia. It is situated in Suwanee, ranked as one of the best places to live by Money Magazine. Located with direct access to the Chattahoochee Reserve and the Chattahoochee River and just minutes from beautiful Lake Lanier.  Just a few minutes from I-85 and the Mall of Georgia makes this location an easy access to all Atlanta has to offer. Here at River Run you’ll find all the key amenities in an active swim/tennis community. Two lighted tennis courts are situated in a very scenic setting next to the open ball field and adjacent to the walking trails to the reserve and river area. The pool is a refreshing alternative during the hot summer months and the playground is a frequently enjoyed by the residents.

Nearby are several top notch community facilities. George Pierce Park, one of the state’s largest facilities for soccer, baseball, football and softball leagues hosts the Atlanta United Soccer Club. The park also offers walking trails in dense woods, a lake with picnic areas and a large playground. The new Suwanee library recently opened in Old Towne Suwanee and provides a great place to check out a paper or CD book, surf the Internet, or just listen to a story during story time.

River Run is located in one of the finest school districts in the state. The youth of River Run enjoy the Gwinnett County Public School System, the largest public school system in Georgia and largely regarded as the finest. Burnette Elementary, Hull Middle School, and Peachtree Ridge High School consistently rank amongst the top public schools in the state. There are also many outstanding charter and private schools in the area which are convenient to River Run.

For a tour of this home and others in the area, contact The Mary Ellen Vanaken Team of Keller Williams Realty - http://www.mevhomes.com.

 

 

River Run Home For Sale Suwanee Georgia

Thursday, June 13, 2013

Historic Buildings Downtown Roswell Georgia

Historic Buildings Downtown Roswell Georgia

The Mary Ellen Vanaken Team of Keller Williams Realty - http://www.mevhomes.com

Historic buildings downtown Roswell Georgia provide a glimpse back into history of this quaint town.  Roswell is a city in northern Fulton County, Georgia, United States. It is an affluent northern suburb of the state capital of Atlanta. Roswell is Georgia's eighth largest city with a population of 88,346 per the 2010 United States Census.

Smith Plantation House -  In 1838, the Smith family left St. Marys along the southern coast of Georgia, to make a new start with some 300 acres of cotton farmland north of the Roswell Town Square. Over 150 years, the Smith’s Plantation Home has stood the test of time. Surviving The Civil War, the small village of Roswell grew into a bustling metropolitan suburb.  Perfectly preserved are the Smiths two-story farm house, complete with slave quarters, a cook house, corn crib, barn, carriage house, well, and spring house.
Three generations of the Smith family lived in this home and saved all of their belongings that now are on display for all to see. Tours are available!

Bulloch Hall - Constructed for James Stephens Bulloch and his wife Martha Stewart Elliott Bulloch. The Bulloch's moved to Roswell from Savannah, Georgia and Major Bulloch was a stockholder in the Roswell Manufacturing Company owned by Roswell King, founder of the town of Roswell. Major Bulloch died of a heart attack in 1849 leaving Mrs. Bulloch to raise their family alone and maintain Bulloch Hall. Mittie, their second daughter, became mother of President Theodore Roosevelt, the 26th President of the United States, and grandmother of Eleanor Roosevelt, First Lady from 1934-1945.

Besides beautiful historic buildings in downtown Roswell Georgia, you will find wonderful homes available for you and your family.

Buy a home in Roswell Georgia:

Roswell Homes for sale under $100,000

Roswell Homes for sale $100,000-$200,000

Roswell Homes for sale $200,000-$300,000

Roswell Homes for sale $300,000-$400,000

Roswell Homes for sale $400,000-$500,000

Roswell Homes for sale $500,000-$600,000

Roswell Homes for sale $600,000-$700,000

Roswell Homes for sale $700,000-$800,000

Roswell Homes for sale $800,000-$900,000

Roswell Homes for sale $900,000-$1,000,000

ROSWELL LUXURY HOMES FOR SALE

If you're looking to buy or sell a home in Roswell Georgia, contact The Mary Ellen Vanaken Team of Keller Williams Realty. We are experts in the area and can assist you with finding the perfect home to providing you with information on schools (public/private), shopping and parks! Contact us today!

Historic Buildings Downtown Roswell Georgia

Tuesday, June 11, 2013

Duluth, Georgia Shopping Opportunities

Duluth, Georgia Shopping Opportunities

The Mary Ellen Vanaken Team of Keller Williams Realty - http://www.mevhomes.com

Duluth, Georgia shopping opportunities are numerous. From large scale malls and centers to down town old fashion shops, there is plenty to choose from.

Duluth poised with a perfect blend of small businesses, entrepreneurial enterprise, major corporation and visionary developers. Duluth is home to more than 26,688 residents who live, work and play in its 9.8 square-mile community.

Main Street in downtown Duluth, Georgia is a community gathering place that offers shopping fun, food, entertainment and relaxation. Downtown is home to a variety of specialty merchants who are locally owned and consistently provide quality products. You will find everything from art galleries, to clothing shops, to home decor.  The area of downtown Duluth also holds many special events to entertain shoppers and non-shoppers alike.

  
Gwinnett Place Mall is conveniently located in the heart of Gwinnett at exit 104 off Highway 85. 
The Mall gives you many choices under one roof.  With multiple floors to explore! Here you and your family will find fabulous department stores that include Macy's, Sears, JC Penney and Belk. There are also numerous specialty shops, a food court, and great restaurants to choose from. Plenty of parking is available. Around the mall area are several other shopping centers to choose from, many unique restaurants and several car dealerships. Make a day of it at Gwinnett Place Mall!

Find a home in Duluth, Georgia!

Homes for sale in Duluth, Georgia under $100,000

Homes for sale in Duluth, Georgia $100,000-$200,000

Homes for sale in Duluth, Georgia $200,000-$300,000

Homes for sale in Duluth, Georgia $300,000-$400,000

Homes for sale in Duluth, Georgia $400,000-$500,000

Homes for sale in Duluth, Georgia $500,000-$600,000

Homes for sale in Duluth, Georgia $600,000-$700,000

Homes for sale in Duluth, Georgia $700,000-$800,000

Homes for sale in Duluth, Georgia $800,000-$900,000

Homes for sale in Duluth, Georgia $900,000-$1,000,000

LUXURY HOMES OF DULUTH, GEORGIA

Looking to buy or sell in Duluth, Georgia? Contact The Mary Ellen Vanaken Team of Keller Williams Realty today! **http://www.mevhomes.com**


Duluth Georgia Shopping Opportunities





Monday, June 10, 2013

Home Owners Association Benefits The Home Buyer!

Home Owners Association Benefits The Home Buyer!

The Mary Ellen Vanaken Team of Keller Williams Realty - http://www.mevhomes.com


Home Owners Association benefits the home buyer! A homeowner association (HOA) is a corporation formed by a real estate developer for the purpose of marketing, managing, and selling of homes and lots in a residential community. The HOA grants the developer privileged voting rights in governing the association, while allowing the developer to exit financial and legal responsibility of the organization, typically by transferring ownership of the association to the homeowners after selling off a predetermined number of lots. Membership in the homeowners association by a home buyer is typically a condition of purchase; a buyer is NOT given an option to reject it. Most homeowner associations are incorporated, and are subject to state statutes that govern non-profit corporations and homeowner associations.

An HOA provides people, with shared values on the type of neighborhood they desire, an opportunity to enforce regulations to achieve such a community. In doing so the Home Owners Association benefits the home buyer as they restrict the freedoms that would otherwise exist for its members based on municipal codes. For example a degree of conformity is required in exterior appearance of single family homes and there are often limits to noisy activities. There are pre-existing rules that a buyer has a right to view before entering such a community, that also prescribe methods for modification of these regulations. These rules or bylaws are largely limited in various degrees by state laws, with some overriding federal judicial or statutory limits. For instance no HOA can prohibit signs advocating political positions based on a Supreme Court decision, while they can prohibit commercial signs. In every association board members and officers are chosen by election from its property owner-members.

Many homeowners associations include recreational amenities, that they maintain for exclusive use of its members. These include access to pools, clubhouse, gym, tennis courts or walking trails that they may not be able to otherwise afford. Each member of a homeowners association pays dues that are used to pay the expenses of the community such as landscaping for the common area, upkeep of the amenities, insurance for commonly-owned structures and areas, mailing costs for newsletters or other correspondence, employment of a management company or on-site manager, or any other item delineated in the governing documents or agreed to by the Board of Directors.


To learn more about how a Home Owners Association Benefits The Home Buyer, contact The Mary Ellen Vanaken Team today - http://www.mevhomes.com


Home Owners Association Benefits The Home Buyer!

Saturday, June 8, 2013

Childproof Home Safety Tips For Georgia Homeowners

Childproof Home Safety Tips For Georgia Homeowners

The Mary Ellen Vanaken Team of Keller Williams Realty - http://www.mevhomes.com
Childproof home safety tips for Georgia homeowners can be simple and easy. Every year, children are unintentionally hurt and sometimes killed by hazards in and around the house. Here are twelve tips for childproofing your Georgia home that can help reduce and prevent the risk of injury to your children.

 1. Install safety latches on all cabinets and drawers to prevent access to poisonous liquids and sharp appliances.
2. Secure bookcases and bureaus to the wall with brackets to prevent them from tipping over.
3. Put safety caps on unused electrical outlets, and ground outlets in the bathroom and kitchen with fault circuit interrupters.
4. Unplug electrical appliances near sinks after use to prevent accidental electrocution from contact with water.
5. Use the stove’s back burners to keep hot pots and pans out of reach.
6. Install anti-scalding devices on faucets and shower heads to prevent burns.
7. Place bumpers on the corners and sharp edges of furniture.
8. Install toilet locks to keep the lids closed. Children can drown in just one inch of water.
9. Put up safety gates at the top and bottom of stairs to prevent toddlers from climbing and falling.
10. Make sure window blinds do not have looped cords, which can be strangulation hazards. Hang the cords high and out of reach.
11. Lock up power tools and flammable substances in a shed or basement.
12. Store and lock up firearms and ammunition separately, well out of reach.
Looking to purchase a new home for you and your children? Contact The Mary Ellen Vanaken Team of Keller Williams Realty today - http://www.mevhomes.com  

Our team has lived in worked in the communities of North Atlanta for over 15 years and can provide you with information on the area including schools, shopping, and parks. Contact us today!  








Georgia Homes For Sale In:

Childproof Home Safety Tips For Georgia Homeowners


Wednesday, June 5, 2013

Home Closings, How They Happen

Home Closings, How They Happen

The Mary Ellen Vanaken Team of Keller Williams Realty - http://www.mevhomes.com

Home closings and how they happen is not difficult once you understand the process. The mortgage loan closing for a home in Georgia is the meeting at which you take official ownership of the house. You will sign many papers and pay your closing costs at the meeting.   There will actually be two separate closings -  the closing of your loan and the closing of the sale. At the end of the meeting, you will receive the keys to your new home!
The closing process varies from state to state, and even within the same county or city. But, certain activities are standard. 

Closing Activities

Before closing, your lender, Buyer Agents Realty, and your closing agent will be handling many pre-closing activities. You need to be aware of them and who arranges and pays for each activity. 


No later than three business days after your loan application was received, your lender should have delivered to you a “good faith estimate” of the total charges due at closing and a copy of the government publication Settlement Costs: A HUD Guide. Then, one business day before the closing meeting, your closing agent must allow you to review a copy of your two-page settlement form -- called the HUD-1 Settlement Statement.

The good-faith-estimate is based on the lender’s typical loan origination costs for the area where your home is located. The estimate usually changes between application and closing. You will want to review your settlement form before the closing meeting. It will show you the actual amount of money you’ll need to bring to closing. You will need to pay your closing costs in the form of a certified or cashier’s check. Personal checks aren’t typically accepted. 

Closing costs vary widely depending on price, location, and other factors. You can expect closing costs to amount to between 3 percent and 6 percent of the sales price.

What Happens at Home Closings:

The closing meeting is where ownership of the home is officially transferred from the seller to you, the buyer. Your closing agent coordinates all of the document signing and the collection and disbursement of funds. Your role at the closing is to review and sign the documents related to the mortgage loan and to pay the closing costs. 

The closing is a formal meeting typically attended by the buyer and the seller and their attorneys if they have them, both real estate sales professionals, a representative of the lender, and, the closing agent.   The meeting takes approximately one hour.

Here is what happens during and after the closing meeting:
    1. The closing agent reviews the settlement sheet with you and the seller and answers any questions. Both you and the seller sign the settlement sheet.
    2. The closing agent asks you to sign the other loan documents, such as the mortgage note and Truth-in-Lending statement. Evidence of required insurance and inspections is also presented (if it wasn’t previously given to the lender).
    3. If everyone agrees that the papers are in order, you and the seller submit a certified or cashier’s check to cover the closing costs and the balance of funds due (if applicable). The check from the lender covering the mortgage amount is submitted to the closing agent.
    4. If the lender will be paying your annual property taxes and homeowner’s insurance for you, a new escrow account (or reserve) is established at this point.
    5. Keys are presented to you for your new home.
    6. After the meeting, the closing agent officially records the mortgage and deed at your local government clerk’s office or registry of deeds. This legal transfer of the property may take a few days after closing. The closing agent usually will not disburse the funds to everyone who is owed money from the sale (including the seller, real estate professionals, and the lender) until the transaction has been recorded. It is at the point of deed recording that you become the official owner of the home.
Closing Documents You Receive:

You will receive several important documents at the closing. Review this list of documents before you go to the closing table, so that you will be prepared for the documents that you will receive.

HUD-1 Settlement Sheet

The settlement sheet itemizes the services provided and lists the charges to the buyer and the seller. It is filled out by your closing agent and must be signed by both you and the seller. You should have been allowed to review this form on the business day before your closing meeting so that you will be able to know your closing costs in advance. 



Truth-in-Lending (TIL) Statement 

Within 3 business days of applying for a loan to purchase a home, your lender should have given you this document, which outlines the costs of your loan. You receive it at that time so that you may compare the loan costs with those of other lenders. The TIL statement discloses the annual percentage rate (APR). The APR is the cost of your mortgage as a yearly rate. This rate may be higher than the interest rate stated in your mortgage because the APR includes any points, and certain other costs of credit. The TIL statement discloses the other terms of the loan, including the finance charge, the amount financed, the payment amount, and the total payments required. 

It is possible that the APR calculated at your loan application will change at closing. That is why your lender is required to give you the final version of your TIL statement at or prior to the closing meeting. 

The Note 

The mortgage (or promissory) note is a legal document that represents your promise to pay the lender according to the agreed terms of the loan, including the dates on which your mortgage payments must be made and the location to which they must be sent. 

The note details the penalties that will be assessed if you fail to make your monthly mortgage payments. It warns you that the lender can require full repayment before the end of the loan term if you violate the terms of your note or mortgage. 

The Mortgage

The mortgage is the legal document that secures the note and gives the lender a legal claim against your house if you default on the note’s terms. You have possession of the property, but the lender has an ownership interest (called an “encumbrance”) until the loan has been fully repaid. 

The mortgage restates the basic information found in the note. It states your responsibilities to pay principal and interest, taxes, and insurance on time; to maintain hazard insurance on the property; and to adequately maintain the property and not allow it to deteriorate. If you consistently fail to meet these requirements, the lender can demand full payment of the loan balance or foreclose on the property, sell it, and use the proceeds to pay off the outstanding loan and the foreclosure costs. 

In some states, a “deed of trust” is used instead of a mortgage. By signing a deed of trust, you receive title to the property but convey title to a neutral third party (called a trustee) until the loan balance is paid. 

Affidavits

You may be asked to sign affidavits. For example, you may be required to sign an affidavit of occupancy, which states that you will use the property as a principal residence. Or you and the seller may need to sign an affidavit that states that all of the improvements to the property that were required in the sales contract were completed before closing. Ask your lender whether you’ll be required to sign any affidavits at closing. 

The Deed 

Only the seller signs the deed at closing. It is the document that transfers ownership from the seller to you. Your name and the names of any other buyers appear on the deed. You’ll receive a copy of the deed at the closing. The closing agent then records the deed (with you listed as the new property owner). The deed will be sent to you after it is recorded. 


Looking to buy in the North Atlanta Communities of Alpharetta, Cumming, Roswell, Duluth or Milton Georgia? Contact The Mary Ellen Vanaken Team of Keller Williams Realty today to begin your search.

Home Closings, How They Happen


Tuesday, June 4, 2013

Selecting Day Care Services Cumming Georgia

Selecting Day Care Services Cumming Georgia

The Mary Ellen Vanaken Team of Keller Williams Realty http://www.mevhomes.com

Selecting Day Care Services in Cumming Georgia should involve several steps. As parents we all want our children in a safe environment as well as a place that encourages educational, social and physical development.
Steps to include in your search:

1. Start Early - finding the right one for your children can take some time.
2. Make Phone Calls - contact CCR&R - Child Care Resource and Referral as they can give you a list of local options.
3. Visit Centers And Ask Questions - Learn what their teacher to student ratio is, caregivers qualifications and experience, class sizes, accreditation, extra curricular opportuities, hours of operation, etc.
4. Take Notes And Make Your Decision - which center is right for you and your child?
5. Become Involved - get to know the teachers and staff as well as volunteer after you sign your child up for the center.

Looking to Buy a home in Cumming Georgia or Sell a home in Cumming Georgia? The Mary Ellen Vanaken Team has lived and worked in the area for over 20+ years! Contact us today for all your real estate needs!

Cumming offers a progressive, bustling business community, mixed with a small town ambiance with convenient access to Atlanta. Here businesses and residents alike, enjoy a vibrant community complete with a triving economy and a school system known for its excellence. 

Homes for sale in Cumming Georgia under $100,000

Homes for sale in Cumming Georgia $100,000 - $200,000

Homes for sale in Cumming Georgia $200,000 - $300,000

Homes for sale in Cumming Georgia $300,000 - $400,000

Homes for sale in Cumming Georgia $400,000 - $500,000

Homes for sale in Cumming Georgia $500,000 - $600,000

Homes for sale in Cumming Georgia $600,000 - $700,000

Homes for sale in Cumming Georgia $700,000 - $800,000

Homes for sale in Cumming Georgia $800,000 - $900,000

Homes for sale in Cumming Georgia $900,000 - $1,000,000

CUMMING GEORGIA LUXURY HOMES FOR SALE



Selecting Day Care Services Cumming Georgia

Monday, June 3, 2013

Alpharetta Georgia Spotlight Events Happening June 2013

Alpharetta Georgia Spotlight Events Happening June 2013

The Mary Ellen Vanaken Team of Keller Williams Realty http://www.mevhomes.com  



Your Luxury Home Realtor in North Atlanta, The Mary Ellen Vanaken Team, has vast experience and knowledge in selling homes located in golf and gated communities.  Luxury homes are our niche but can assist you with any residential home purchase or sale.  Whether you are looking to buy or sell real estate, The Mary Ellen Vanaken Team is who to contact.  As an EPRO certified real estate consultant and Luxury home Realtor, we will guide you in the right direction.

ALPHARETTA GEORGIA SPOTLIGHT EVENTS HAPPENING JUNE 2013

Tuesdays - Alpharetta Farmers Market

Fridays - Twisted Taco Presents Live Music Every Friday

6/6/2013 - Wine & Cheese at Cotton House Antiques & Consignments

6/15/2013 - 11th Annual Back to The Chattahoochee River Race & Festival

Looking to buy a home for sale in Alpharetta Georgia or Sell a home in Alpharetta Georgia? The Mary Ellen Vanaken Team has lived and worked in the Alpharetta Georgia area for over 20+ years!

Alpharetta is what it claims itself to be - Awesome! With approximately 54,000 residents and located less than 25 miles from Atlanta, Alpharetta offers its residents a thriving culinary scene, luxury accomodations, exciting recreation, trendy entertainment and endless shopping opportunities.

Homes for Sale in Alpharetta Georgia under $100,000

Homes for Sale in Alpharetta Georgia $100,000-$200,000

Homes for Sale in Alpharetta Georgia $200,000-$300,000

Homes for Sale in Alpharetta Georgia $300,000-$400,000

Homes for Sale in Alpharetta Georgia $400,000-$500,000

Homes for Sale in Alpharetta Georgia $500,000-$600,000

Homes for Sale in Alpharetta Georgia $600,000-$700,000

Homes for Sale in Alpharetta Georgia $700,000-$800,000

Homes for Sale in Alpharetta Georgia $800,000-$900,000

Homes for Sale in Alpharetta Georgia $900,000-$1,000,000

LUXURY HOMES IN ALPHARETTA GEORGIA




Alpharetta Georgia Spotlight Events Happening June 2013